$5,957 more to reach top 34%
$187,163
Your financial story
Now
$187,163
Top 35%
In 5 years
$396,591
Top 25%
At age 67
$1,497,086
Top 13%
At age 100
$6,388,979
Top 4%
If you withdraw this much each year until 100, estimated left:
Withdrawing $60,000/yr → estimated $6,824,833 left at 100
Your spending: $60,000/yr. At 1× withdrawal you'd have $6,824,833 left at 100.
Step 1.Pay down Credit Card
Your Credit Card (24% APR) has $1,200 remaining. Add extra payments to reduce interest.
Click to add monthly contribution →
Step 2.Pay down HELOC
Your HELOC (8.5% APR) has $18,597 remaining. Add extra payments to free up equity.
Click to add monthly contribution →
Step 3.Consider a side business
Junk removal or vending machines are low-risk options that could add income and diversify. Start small and scale.
Click to chat strategy →
How you compare
Net worth
Top 25%
Home equity
Top 10%
Cash
Top 50%
401k / Retirement
Bottom 25%
vs. Americans (age 40). Based on Federal Reserve SCF & Credit Suisse data.
Cash = checking, savings & stablecoins (USDC, USDT, etc.).
Home loans & equity
$450,000
$174,733
Free equity (after HELOC): $149,906
$1,260 toward interest, $1,062 toward principal
$250,440
$2,500/mo
6.5%
Mar 2038 (12 yr)
Payoff: Mar 2038 • Est. total interest: $227,013
$122 toward interest, $203 toward principal
$18,597
$350/mo
8.5%
Sep 2031 (6 yr)
Payoff: Sep 2031 • Est. total interest: $9,965
Goals
Monthly moves
Active moves are applied each month when you open the app—assets grow, loan balances shrink. Pause with the toggle to exclude from projections.
No monthly moves yet. Add extra payments toward loans, contributions to assets, or payments toward storage debts.